01 / NOW
Know what the next few weeks can hold.
Look ahead by two weeks, month-end, one month, or two. Add a concert, trip, or goal and see how the plan moves.
BY MONTH END$2,740
income $5,860planned $4,680
Festival weekend$420
Money for now, next, and later
Build wealth without putting life on pause.
See what the next few weeks can hold, keep everyday spending flexible, and map the life you're building—all in one money plan.
Available on iOS and Android
MONTH END$2,740projected cash after plans
Later still compounds.
04short-term views
02ways to split
01connected plan
One life. More than one timeline.
Your money lives in now and later.
A coffee today, a festival next month, a first home later. Shepherd keeps the short view honest without losing the long view.
02 / LATER
Make today's choices answer to the bigger plan.
Connect cash, goals, net worth, and investments so the long-term picture stays visible—even when this month gets interesting.
ILLUSTRATIVE PROJECTION$1.34Mat age 60
Today $40,881Investing $620/mo
Illustrative projection based on fictional demo inputs. For informational purposes only; not financial advice.
Split with friends
Split the weekend. Keep the friendship.
Open a shared tab for the trip, apartment, or dinner. Track who paid, split evenly or by shares, and record settlements without combining your financial lives.
- Invite existing Shepherd users by phone
- Previous expenses stay private
- Settlements are recorded—not transferred
SHARED TAB / PRIVATE FINANCES
4 friends$86.40 owed
FESTIVAL WEEKEND$326.18
4 transactions · one budget moment
Campground$138.00
Desert Market$84.62
Festival passes$72.00
Roadside fuel$31.56
Transaction groups
Turn messy spending into one budget moment.
A trip is rarely one charge. Gather the hotel, food, tickets, and rides into a single event while keeping every original transaction intact.
04 → 01charges become one clear story
The financial foundation
Accounts, budgets, and planning still do the heavy lifting.
The familiar essentials are not an afterthought. Shepherd keeps them connected, so each view improves the decisions you make in the others.
01 / ACCOUNTS
One connected financial picture.
See cash, savings, investments, property, and debt together—then follow the details when you need them.
Checking$6,420.80
Savings$8,540.00
Investments$38,760.40
Student loan−$12,840.00
Net worth$40,881.20
02 / BUDGETS
Zoom from this month to the whole year.
Monthly, quarterly, and annual views keep recurring spending and one-off life events in the right context.
JULY PLAN$3,420
$2,286 spent$1,134 left
YEARLY TRAVEL · $1,115 LEFT
03 / PLANNING
Connect the next payday to the next decade.
Move between near-term cash projections, major purchases, retirement, and the goals that sit between them.
FIRST HOME · 2031$42,000
Projected for 2031 · scenario-based projection
Flexible by design
A budget that knows a wedding isn't a grocery habit.
Everyday categories stay useful and easy to scan.
Travel, gifts, and one-off plans get their own lane.
Spending decisions stay connected to what you are building.
Private by default
Your financial life is personal. We treat it that way.
Account connections are handled through Plaid. Shepherd does not receive your bank login credentials.
Read our privacy policyConnected through Plaid
Bank login credentials are not shared with Shepherd
You control your account access
Your plan can hold both.
Plan for later. Leave room for now.
